Know whether a deal works before you make an offer.
Subject-to, seller finance or a cash wholesale. Type an address or the numbers from the listing and the mortgage statement. You'll see cash to close, monthly cash flow and your max offer.
2The numbers
- Cash to close
$24,000$24,000 - $15,000 to seller + $9,000 commission
- Cash-on-cash
4.9%4.9% - $1,176 a year
- Cash to seller
5%5% - of price · cap 7%
Learn to find these deals and structure them: six weeks at your own pace, live deal reviews, a Certificate of Completion.
Taught by the owners of Cedar Acquisitions. Tuition $1,997.
Market insightsLook up an address above to see the market around it.
Who it's for
Built for the listing on your screen right now.
It isn't a replacement for an attorney, a lender or a title company. It's how you know which questions to ask them.
- New to creative finance. You've watched the videos. Now you want to check a real listing without guessing.
- Wholesaling already. Cash can't make it work, and you want to know if terms can.
- An agent with a stale listing. You want to show a seller what a terms offer could look like before you raise it.
What it shows
Four numbers to know before you make an offer.
- 01
Cash to close
What the deal needs on day one: arrears, closing costs and cash to the seller.
- 02
Monthly cash flow
After the payment and after reserves for vacancy, maintenance, capex and management.
- 03
Your max offer
For subject-to, the price at the 7% cash cap. For seller finance, the break-even price. For a wholesale, the max offer that still leaves your buyer room.
- 04
Why it works, or doesn't
Each check, pass or fail, with the number behind it.
Every default is shown and every assumption can be changed. Nothing is hidden behind a score.
Built by Cedar Acquisitions
The math Cedar uses on its own offers.
Cedar Acquisitions has closed 113+ deals, about $20M of property, in 23 states.
Cedar's own deals, not typical participant results; most participants won't do this volume. The dollar figure is property value, not revenue or profit.
Capital Investors Academy is run by Cedar Acquisitions, which makes subject-to, seller-finance and cash offers every week. In the first 48 hours on its new in-house offer desk (11–12 Oct 2026), Cedar:
- offers sent from 2 inboxes
- 76
- agents replied before any follow-up
- 15
- hot replies (asked for the contract, a call or the loan details)
- 6
- bounced
- 0
These are the numbers from sending offers. They aren't deals closed or money made, and they aren't participant results. They show what the routine looks like when we run it, and that routine is what we teach.
The program
The calculator tells you whether a deal works. The program teaches the rest.
Finding the deal, wording the offer, structuring the contract and taking it to closing. Capital Investors Academy is a live program with a recommended pace of six weeks: three live calls every week, five graded exams, a capstone reviewed live and a Certificate of Completion. It launches on Monday 2 November 2026, and after that you can start any day. Tuition is $1,997.
Free, about a minute. If it's a fit, you can enroll straight away.
Questions